什么是 Budget？
“Budget”（预算）不仅是一个财务工具，更是一种生活态度。合理规划支出，避免冲动消费，才能实现长期的财务健康。 无论你是学生、上班族还是家庭主妇，学会使用 budget 相关表达，能让你在日常交流和财务管理中更加自信。
常用 Budget 相关英语短语
- stick to a budget 坚持预算：We need to stick to our monthly budget to save for vacation.
- blow the budget 超支：They blew their budget on luxury furniture.
- tighten the belt 勒紧裤腰带（节省开支）：After losing his job, he had to tighten his belt.
- live within your means 量入为出：She always lives within her means and never goes into debt.
- on a tight budget 预算紧张：As a student, I’m always on a tight budget.
- budget-friendly 价格实惠的：We’re looking for budget-friendly travel options.
- balance the books 平衡收支：Small businesses must balance the books every month.
- cut back on expenses 削减开支：We’re cutting back on dining out to save money.
小贴士：如何制定个人预算？
- 记录每月收入与固定支出（房租、水电、交通等）
- 设定储蓄目标（如应急基金、旅行基金）
- 使用“50/30/20”法则：50%必需品，30%想要，20%储蓄
- 定期回顾并调整预算，适应生活变化