什么是 Budget?
“Budget”(预算)不仅是一个财务工具,更是一种生活态度。合理规划支出,避免冲动消费,才能实现长期的财务健康。 无论你是学生、上班族还是家庭主妇,学会使用 budget 相关表达,能让你在日常交流和财务管理中更加自信。
常用 Budget 相关英语短语
- stick to a budget 坚持预算:We need to stick to our monthly budget to save for vacation.
- blow the budget 超支:They blew their budget on luxury furniture.
- tighten the belt 勒紧裤腰带(节省开支):After losing his job, he had to tighten his belt.
- live within your means 量入为出:She always lives within her means and never goes into debt.
- on a tight budget 预算紧张:As a student, I’m always on a tight budget.
- budget-friendly 价格实惠的:We’re looking for budget-friendly travel options.
- balance the books 平衡收支:Small businesses must balance the books every month.
- cut back on expenses 削减开支:We’re cutting back on dining out to save money.
小贴士:如何制定个人预算?
- 记录每月收入与固定支出(房租、水电、交通等)
- 设定储蓄目标(如应急基金、旅行基金)
- 使用“50/30/20”法则:50%必需品,30%想要,20%储蓄
- 定期回顾并调整预算,适应生活变化