Your trusted source for European pension insights and retirement guidance
PensionEurope provides clear, up-to-date information about public and private pension schemes across the European Union and EFTA countries. Whether you're a worker, retiree, or policymaker, our resources help you navigate complex pension landscapes with confidence.
With increasing mobility and aging populations, understanding your pension rights—especially across borders—is more important than ever.
Each European country designs its own pension framework, but common principles include sustainability, adequacy, and fairness.
Statutory pension insurance (GRV) covers ～88% of workers. Retirement age gradually rising to 67.
Multi-pillar system with 42+ schemes. Recent reforms aim to unify under a points-based model.
Notional Defined Contribution (NDC) system since 1999. Strong emphasis on individual accounts.
World-renowned collective pension funds. High coverage and strong employer participation.
Start early, diversify income sources, and understand how cross-border work affects your pension entitlements.
Did you know? EU citizens who have worked in multiple countries can claim pensions from each nation once they reach the qualifying age in any one of them.
Check Your RightsStay informed on pension reforms, demographic challenges, and EU initiatives like the European Pillar of Social Rights.
Have questions about your European pension? Reach out for guidance or suggest a country profile.
Email: info@pensioneurope.example.org